Fair credit is just a step away from good credit. You've worked hard to accomplish your fair credit standing and we think you should be rewarded on your mobile home loan application. This is why we offer the industry's only fair credit best rate & fee guarantee on all manufactured home loan applicants that are land & home together. Our terms are unbeatable and we stand behind that with a written promise. In addition, we provide all fair credit applicants with a 5 year no cost refi option. If your credit moves to good status we'll refinance you at no cost to improve your terms.